OUR STORY

Why PFC Exists

In 1991, Steve set up PFC with a simple idea. Most people who walked into a bank didn’t get a fair go. The deals were good for the bank. The advice came from whoever happened to be on the desk that day. And the moment you signed, the relationship ended.

PFC was built to be the opposite of that. One broker who knows your name. One face you see at every meeting. A relationship that doesn’t end at settlement.

Meet Our Director

Hi, I'm Steve.

I’ve been a mortgage broker in Brisbane and South East Queensland since 1991. In that time I’ve helped a lot of people, and I’ve learned one thing above the rest. The bank will always try to sell you their credit card, even when you don’t need one. It’s not my job to give you something you don’t need.

After 35 years watching banks, brokers and online lenders let their clients down, I decided I wanted to do this differently. Great service. Real advice. Genuinely low rates. No nonsense.

MY SERVICE PROMISE

Four things you can
hold me to.

No fees ever

Our service is free to you. The lender pays us when your loan settles, never you.

The sharpest rate that fits

Not always the lowest number on paper. The one that genuinely suits your situation, after we've compared 30+ lenders.

Real answers, plain English

Why this rate. Why this lender. Why you were approved, or why you weren't. No jargon, no fog.

We'll teach you as we go

Part of my mission is to help Queenslanders understand mortgages. Every call ends with "any more questions?"

WHY CHOOSE PFC 

A mortgage broker since 1991, not a call centre with a hold queue.

One broker, start to finish. We answer the phone, explain things in plain English, and stay in your corner long after the loan settles. No fees. No pressure. No judgement.

Let’s have a chat.

Most people don’t know exactly what they need until they’ve talked it through. Start with a free conversation. We’ll work it out together, and tell you straight what suits.